{"model":"scotia-money-coach-v0","generatedAt":"2026-05-30T08:14:29.457Z","nudge":{"title":"FHSA, home goal","body":"Hey Marco, you got paid $1,800 yesterday. Auto-invest $50 toward your FHSA home goal?","suggestedAmount":50,"accountType":"FHSA","goalProgress":0.12,"goalTarget":8000,"goalCurrent":960,"paceMonthsEarly":4},"sources":["chequing.payroll","smart_investor.portfolio","scene_plus.activity","itrade.order_history"],"compliance":{"ciroRules":["3252","3400","3800"],"modelInventoryTier":1,"ofsiE23Ready":true}}